RC, I was in very much the same position that you are in. I was retired had good insurance with the company I worked for but because I had to go on disability my premium was 800.00 a month. My wife was retired and paying a 750.00 for a separate premium for herself. One day while at NAS Great Lakes there was a table setup for Tricare. I explained my situation and both of the counselors laughed and said they wished that they had the money I was throwing away. I have many health issues and did not want to change doctors and thought that I would have to with Tricare. They suggested Tricare Standard. You see any doctor you wish. No monthly fee. You only pay a percentage for each visit until you reach a 3,000.00 limit. With all my problems I never reached that limit, mostly around 1800.00 for the year. You do the math. With Tricare for Life I have not paid anything out of pocket since I turned 65. Contact a Tricare office at a military base and they will guide you. Thanks for your service.
|