Your insurance will most likely cover it. Sound's like you're an upstanding person and would feel better by doing the right thing. That would make something positive out of a negative experience.
When our window (Andersen double pane) was broken by our son's 9 yr. old friend with a baseball, our insurance didn't cover it. We were told it would have had the roles been reversed. We advised our son that should he ever damage anything at a friend's house to be sure to let us know so we could do the right thing. I hope I would live up the expectations I had for my 8 yr. old son.
Best of luck to you.
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