Quote:
Originally Posted by SallyR
Both my husband and I recently lost our pensions and are sick with worry. We can buy a house in the villages (a small patio villa perhaps) free and clear, but will only have social security to live on. We have to leave the cold north. I am having a nervous breakdown about this. Does anyone there live on just social security? Is it possible and if not, any suggestions for us? Thanks.
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There are also other options to think about. I lost my job due to NAFTA because manufacturing companies cannot compete with third world countries in labor costs. So when NAFTA passed the jobs and companies started leaving the USA just like Ross Perot said they would when he ran for president. Anyways that was a little over 2 years ago. I was on unemployment for 18 months and decided to just retire and move to Florida (as I was 62 when compnay moved out of the country.
I love the Villages but things were just too expensive for us there. We bought a beautiful home in The Plantation just south of Leesburg for the very low 100's which would sell in the Villages for probably 160 -170K. My monthly expenses are $85 amenity fee, $75 water and sewer, $80 electric, $60 insurance, $100 for taxes which includes garbage pickup twice a week and recycle pickup once a week, cable TV with internet thru Comcast $70 for first year. So that totals up to $470 a month expenses. I mow my own yard and do my own pest control which is very easy. You can purchase the same thing the companies use on the internet. Had a few cockroaches around when we first moved in but haven't seen any bugs in months. Anyway, hope this helps a little. I was worried too about retiring without planning on it but do fine. We are living on my SS and a small pension, my wife will be able to draw half mine in a couple years which will help... There are about 2600 homes here, truly gated community, 3 recreation centers, 3 pools, tennis, pickleball, golf, bocce ball and about everything else. Can't go shopping in your golf cart though. LOL My Toyota Prius gets 54 mpg so maybe better than a golf cart. Also the Villages is maybe a 15 to 20 minute ride over to enjoy the restaurants, free entertainment, etc, which we do every week. Thanks Villages for a great place and I'm sure a great place to live!!