Talk of The Villages Florida - View Single Post - Security First Insurance - no more sinkhole coverage
View Single Post
 
Old 08-20-2013, 02:44 PM
784caroline 784caroline is offline
Soaring Eagle member
Join Date: Jul 2007
Posts: 2,436
Thanks: 0
Thanked 6 Times in 6 Posts
Default

WE have USAA and we just received our renewal homeowners policy. Our policy is with and renewed by USAA before they stopped writing Florida Policies...it is not an ASI policy..who has an contractual agreement with USAA.

Our renewal homeowners policy just went up 20% in premium and although we still have Sinkhole coverage (10% deductible) in addition to Catastrophic Ground Cover Collapse there are now 2 pages of added restrictions regarding a sinkhole/ground cover collapse loss claim. Such restrictions now specifically limit any claim to the principal residence (ie not the yard behind the residence, time limits of when to report damage, who pays for what to include testing for sinkholes, and finally a small kicker in the new policy that states "you may not accept any rebate from anyone dooing repairs specified in the endorsement."