This is a business opportunity and I am sure that it will be recognized by some insurer. It does not make sense to drop all coverage when money can be made by charging special rider premiums and adopting separate higher deductibles.
If this makes too much sense, it is probably due to some state regulation that has boatloads of unintended consequences.
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Real Name: Steven Massy Arrived at TV through Greenwood, IN; Moss Beach, CA; La Grange, KY; Crystal River, FL; The Villages, FL
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