[RuthM]

Originally Posted by Quixote

There is one other consideration in terms of choosing a plan like Preferred Care Partners besides the three given above: it works well also for those who are Villagers more or less 24/7/365, as it can get really costly to seek medical care out of the Preferred Care Partners (or other HMO) network. If you expect to spend considerable time away from TV, whether in the area where you moved from, traveling, or whatever, conventional Medicare plus a supplement plan might be a better choice.




This is what I have, and it works well for me, as I do move around a lot, and as a PPO I can get my care anywhere Medicare is accepted. Other than the premiums, which are pricey (over $100/month for Medicare plus $180/month for the supplement--figures approximate), Salybow is right in that absolutely everything is covered! It's worthwhile to point out that every Medicare supplement plan of the same category (say, Plan J) is identical to every other one, the only difference being the amount of premium. Makes no sense, but that's the way it is, and the AARP United HealthCare plan is the one with the lowest cost (at least here in FL; could be different in another state).

This is the plan I have also and love the coverage. My husband has Preferred Care Partners and had a lot of problems with getting his cardiac surgery approved in a timely manner. PPO, rather than HMO, is the way to go, in my opinion.