Quote:
Originally Posted by Villages PL
Sorry, I'm still not convinced. I have never had an insurance contract on my A/C and I have come out way ahead, money wise. I've been living in The Villages since 1999 and so far have only spent a TOTAL of $450 for repairs and yearly check-ups (In other words, I never called for a yearly check-up). Contracts and yearly check-ups, over that period of time, would have cost me much more.
Can you find that one person who has a lot of bad luck with their A/C? Of course you can, but the vast majority of people will not have that kind of "bad luck". Do you have a contract on your refrigerator, stove, microwave, television and computer? And there's a contract you can buy for your gas line, in case you have a gas leak. With the money you save by not buying multiple contracts, you can well afford to pay for your own repairs and replacements.
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Sorry, but note, I wasn't trying to convince you then nor am I trying to convince you now.
I would say you are about due for a major problem anytime now especially with your lack of regular maintenance. If your system is not up to peak performance you're wasting electricity $$ too. Didn't mention if the filters were being changed.
Some things you take a contract and some things you don't but AC does get a workout here and can cost a bundle to repair.
If you can afford to take the hit in $$ for a total failure of your AC system or numerous service problems then it's your call. A stove or microwave is pocket change to what a heat pump can cost to repair in case of a compressor failure. Peace of mind is worth at least something and with a contract your request will be a priority.