I'm not an expert on Manufactured Homes and have not owned one for the last eight years. Prior to that, we owned and lived in one and owned and rented out another but not in TV. The one we lived in was a 1992 Palm harbor and it was well built, tall ceilings, deluxe cabinets, etc. and a nice home with 1450 sq. ft. We had no problems getting insurance on the 92' ----we begin to have problems getting insurance on the '85 rental. I don't know "the state of art" on insurance for them now. I heard rumors that it is difficult----but don't have any facts.
We were always up north during hurracine season. No problem. Personally, I think a Manufacture Home is great, especially if you are a snowbird. The new ones have higher standards and the codes did change during the years for these homes.
Bottom line, I would thoroughly check out the insurance issues (it might be different if you already own one) but all things fairly equal----I would own one again. In TV especially because amenities are the same----$100,000 Manufacture Home or $400,000 designer home! That's value to me.
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Most people are as happy as they make up their mind to be. Abraham Lincoln
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