Quote:
Originally Posted by JP
It's not a "for sure" thing that I am going to cost them a bundle in health care if I smoke...
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Ummm, yes it will. They pay premiums based on criteria. When they rate a 'group' they consider average age of group, smokers vs. non-smoker %, etc. etc. Smoking is the number ONE rating criteria for pricing life or health insurance. I was in the insurance industry for over 30 years.