senior citizen - as a jersey girl who LOVES her beach - i learned LONG AGO that one can develop a monster of a sunburn sitting under an umbrella just because of the reflection of the rays of the sun off the sand and the water! combine that with a day of deep sea fishing as well as just being out and about in the summer sun is a sure recipe for disaster.
long gone are the days of sunworshipping for this fair skinned and freckled beach bum! but i have not given up my love for sunshine - taken in appropriate doses! since we snowbird in the villages, i don't worry too much about a sunburn of any degree between jan and the end of april. lazy days are spent on the lanai - active days are spend washing the car/golf cart and/or shopping. the amount of sun exposure from either enables a gradual development of what i've heard called the 'natural' florida tan - the one picked up just from being outside doing the same things we do outside anywhere else.
were i to be a permanent resident - it's for sure i would have a wardrobe of hats for the summer/fall and an ample supply of spf 50 - 35 and moisturizer with vitamine and aloe!
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Not sure if I have free time...or if I just forgot everything I was supposed to do!