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Originally Posted by DouglasMo
What rules, whose rules??? And what about those people who never smoke and get lung cancer--the rates are rising.... you cannot, I repeat, cannot punish people who get sick or get old by making them pay more.
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About lung cancer: A woman on my block died of lung cancer a few years ago. She had never smoked but lived in a large Texas city that had a lot of air polution (smog). Different people get lung cancer for different reasons that may or may not be avoidable. But smoking is totally avoidable.
I was just reading about the "Affordable Care Act" in the Daily Sun a few days ago, and it calls for charging older people more. Roughly, a 21 year old, non-smoker, would pay a little over $200 per month. And they comparred it to a 60 year old, non-smoker, who would pay several hundred dollars more. I don't remember exactly but I believe it was over $700 per month.
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Think about what you are saying. You are hoping because you "play by the rules" you won't get sick? You live in a fantasy world. Illness, injuries strike haphazardly. I don't care what anyone says.
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You made a wrong assumption which I suppose is common for anyone who's not used to talking about health risks. Playing by the "rules" basically means: Living a healthy lifestyle that's generally known to lower one's risk for disease. (No one is handing out guarantees.)
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And for those who do also have a "family" predisposition you are punishing them... People think about what you are proposing and thinking...
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We all have predispositions for one thing or another; all the more reason to practice a healthy lifestyle.