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Originally Posted by Easyrider
How do you know what lifestyle they lived and how healthy they were, any facts to support the comment? Seems there is always an experience or story to fit every situation.
People that think they are perfectly healthy find out different everyday. I would guess every member of your entire family is also just as healthy as you.
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Your questions indicate that you don't really believe that lifestyle has very much to do with anything. But I know differently because I have been studying this subject for many years. I know from experience.
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Basically you are saying everyone that is not perfect like you think you are, should be paying more and you should be paying less as you say you do..
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No, again you're reading things into my statements that I never said. I never said that I think I'm perfect. Do you have a grudge against people who live healthy lifestyles and are healthy? I don't eat processed foods and I'm at my ideal weight. Should I pay the same as people who overindulge in processed foods and are overweight? If you think it's fun to take that risk, you should also have the fun of paying for that risk.
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I don't think we need to picking on any particular group and pointing fingers at others including the elderly is where I stand. Ha! ha! 
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It's not "picking" and it's not "pointing fingers". It's called facing reality and taking responsibility. And I believe there are health insurance companies that already do this. Even the Affordable Care Act, which I'm not a fan of, distinguishes between smokers and non-smokers.