Talk of The Villages Florida - View Single Post - Is He Uninsurable?
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Old 09-12-2013, 08:15 AM
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Quote:
Originally Posted by Ohiogirl View Post
my sister and brother-in-law applied a couple of years ago - he got turned down at about age 75. No pacemaker, so guess possibly age and/or other health conditions? He has arthritis, maybe high blood pressure (not sure) and is overweight.

I'm not sure what their guidelines are. Do some online research too. After all, it's an actuarial decision - they are saying the odds of his needing it are too high to insure, I guess, at least before he pays enough premiums at his age.
LTC is something one starts paying when they are younger to build up an equity with the insurer.
Anybody in their 70's will find the cost per month either prohibitive or not available.

btk