Talk of The Villages Florida - View Single Post - Is He Uninsurable?
View Single Post
 
Old 09-12-2013, 04:24 PM
ijusluvit ijusluvit is offline
Platinum member
Join Date: Jun 2008
Posts: 1,688
Thanks: 0
Thanked 4 Times in 4 Posts
Default

Quote:
Originally Posted by buzzy View Post
In their business model, they are looking for people who will pay in for decades without a claim, and then forfeit the account when they can no longer make payments in their old age.
I disagree. Your scenario I would think is rather rare. Insurers are looking for clients who pay in for years then die suddenly. That's why I can't understand why they don't approve folks with serious heart conditions for example.