One of the main reasons to have long term health insurance is to preserve assets for your heirs. If you don't have children or if you don't think they will need the money, then less reason to pay premiums. Just hope you will outlive your savings!
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. . .there is nothing better for people than to be happy and to enjoy themselves, and also that everyone should eat and drink, and find enjoyment in all his toil. . .
Ecclesiasites 3:12
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