Quote:
Originally Posted by buggyone
Then pass the cart that is doing 20 mph. If you do it on a public roadway, you can get cited by the police if they are around and you will pay a hefty fine. If you pass someone on the multi-modal trail at a speed higher than 20 mph, chances are that you have no problem - unless you do it unsafely and cause an accident. If you pass unsafely and cause an accident while going faster than 20 mph, you will have a huge problem. You will most likely be sued and your insurance company will not pay off since your cart was modified to go faster than 20 mph. You very likely will lose everything you have worked your whole life to achieve - but that is your choice, isn't it?
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Buggyone is absolutely correct.
I might add, if you are involved in an accident regardless of whose fault, the first thing an adjuster is going to look for is signs of modification. Keep in mind the definition of a golf cart is:
"(22) “Golf cart” means a motor vehicle that is designed and manufactured for operation on a golf course for sporting or recreational purposes and that is not capable of exceeding speeds of 20 miles per hour."
The insurance company thought they were insuring a golf cart, not an unregistered vehicle. There is a very important clause in all insurance policies protecting the insurer in these situations.
Calling it a golf cart doesn't make it a golf cart and insurance companies are not in the habit of paying claims they don't have to pay.