Definitely I would say that Humana PPO is the best and also it is free if you don't add any supplements such as Silver sneakers or extra dental coverage. My wife went to a podiatrist last spring and they would not accept our Humana coverage from up in Wisconsin that was to be good anywhere, but the doctor could refuse to accept Medicare.
We then changed our coverage to Humana's Florida PPO and we are covered both in Florida and Wisconsin. The only thing that some people may not like is that you have to go to doctors and hospitals in the PPO network. That was no problem for us since all our doctors are in the network.
We both make use of the Silver Sneakers program, so we each have to pay $32 per month for it. Even so, this is $10 less than we paid in Wisconsin and when we are up here we still have the same coverage as before.
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