There is no way that legit golf cart rental companies are running bare without liability coverage.
That being said, the renters are dependent upon their homeowners for liability coverage.
I can't believe that the rental firms would not offer policies similar to car rental companies.
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Real Name: Steven Massy Arrived at TV through Greenwood, IN; Moss Beach, CA; La Grange, KY; Crystal River, FL; The Villages, FL
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