We lived on the beach for about 13 years..right on the beach below Vero and above Palm. Some serious considerations. When you hear of a disturbance off the coast of Africa or in the Gulf you will immediately think of the destruction that may happen to your home/Condo? Above the 1st floor you can get wind ins. 1st floor is expensive flood. Regardless of the ins you are looking at thousands of dollars in repairs, ton of Fla laws to meet and days or months away from home.OK what is the fun of living on the beach? 1st six months of walking the beach, a few minutes of seeing Dolphins, etc and then nothing! The sunrise is terrific but you grow old doing little. You will not beat the villages and you can go to the beach, stay few days and back to fun and activity. Finding out it is not up to what people think can/will be expensive!! We have been 13years at one and 6 at the other and have a good feel for both! We went througb 3 hurricanes and have had the good with the bad. Believe me there are no comparisons. We still may visit for a few days but keep things in emotional order. Wish you the best!
