Talk of The Villages Florida - View Single Post - Has anybody used the healthcare.gov site
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Old 10-09-2013, 10:47 AM
janmcn janmcn is offline
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Originally Posted by sailor47 View Post
This thread is not for you if you already are on Medicare or have a pension funded or some other funded health care insurance that can transfer to Florida.

In our case one of us is still purchasing Health Insurance, not 65 yet. We have been purchasing our own policy for 15 years since we retired. Once you have insurance the company cannot cancel you policy as long as you make the premiums. However, we could not transfer our Anthem BC/BS policy from our home state of Kentucky to Florida because the companies use a loop hole to refuse you insurance due to pre-existing conditions. BC/BS is registered as a different company from state to state. We missed that detail when we purchased our TV home in 09. So we maintain two homes and live a bulk of the year in Kentucky which is our residence of record.

Now we have the opportunity to buy insurance in Florida due to the affordable care act. Then we can move here full time and sell our property in Kentucky.

So that's why we are so anxious to see if this site ever gets off the ground and to determine what will be available.

By the way I was 10 pounds over weight and have taken High Blood pressure medication to maintain a near perfect pressure. That was grounds for BC/BS of Florida to refuse me coverage. No other health issues.

Hope this all works out before the first of the year, otherwise we will be stuck in Kentucky another year just to maintain health insurance.

People are having an easy time signing up for affordable health care in states that set up their own websites. Florida is not one of those states. Governor Scott elected to have the federal government set up and run the website for Floridians.