Sounds to me that you are looking for something that doesn't exist - a risk free paying investment.
Your government has been printing money at an unprecedented pace and kept interest rates incredibly low. ... Many believe an inflation tidal wave is on the horizon; I cant guarantee anything buy I can tell you my pool of dividend paying stocks has not disappointed.
I don't worry about the daily ups and downs I just invest and let time do its magic. The problem isn't the stock market - the problem is you are fretting about silly ups and downs. You have seen many over the years the one thing they have in common is they pass.
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