Although the insurance company rep will tell you something different, with the big companies you are paying for all those wild fire disasters out West. Like the oil companies the insurance industry will use any excuse to raise your rates.
The scary part and high risk in Florida is not hurricanes (especially in TV) but the sink holes that happen everyday in Florida and it is getting more and more difficult to get sink hole insurance. My guess it will soon be like flood insurance----only available through government. "Relax", those living on the coast are paying up to 10 times what we are paying for our insurance----if they take flood insurance. It seems many are "greedy" these days. It is what it is.
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Most people are as happy as they make up their mind to be. Abraham Lincoln
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