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Old 10-15-2013, 10:11 PM
er9027 er9027 is offline
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Quote:
Originally Posted by gustavo View Post
My premise was how can you get 5% with the same risk as a single insurance co. My answer was Altria (MO 5.5%), a single company. I don't think there is any greater chance of Altria going belly up as (fill in the blank with any insurance co). However if you want to diversify and remove the single company risk, you can also pick GlaxoSmithKline (GSK 5.9%), AT&T (T 5.4%), British Petroleum (BP 5.2%), Southern Co (SO 5%) etc, in any combination or ratio that you like. Remember, my premise was that I can get the same 5% as the proposed annuity payout except, my way, preserves my principle, the annuity does not.
DEVERSIFY,,,,NEVER,,,I MEAN NEVER put all you money in one stock!!! MO is good. T is good, JNJ is good..BUT NEVER put it all in one...Warren Buffett would tell you that also....he does alright... Good Luck