Okay... here's my two cents worth. Hard drive back-ups in your home are awesome and everyone should have one (or more)! But, if someone breaks into your house and steals your hard drives or you have a fire, flood, etc., (a long shot I know) your information is lost, lost, lost! No, I don't think you should store personal information "account numbers, passwords, sign-ons" anything like that on the cloud. But, if you are like me and have over 100 gig of photographs, then backing them up on the cloud is vital! I could emotionally lose any personal possession except for my pictures! So, $50 per year is totally worth it to me to back-up certain things. I keep all personal information on the external hard drive and back-up my main computer to the cloud. I personally use Backblaze for my Macs, but if I had a PC I would use Carbonite. The other option would be to use external back-ups and store one at another location. But, then you have to constantly change them out every few weeks. I tried that... I'm too lazy for that. Anyways... I guess what it comes down to is what you are storing and whether you can afford to lose it and how much time you want to spend backing up. Please don't beat me up for this opinion. It has worked for me, and I have NEVER had any problems with Backblaze. As a matter of fact, when running an update on my computer a couple of weeks ago, I lost three months worth of pictures... no problem...Backblaze got them back for me!
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