Talk of The Villages Florida - View Single Post - AARP United Health Care Insurance
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Old 10-17-2013, 12:31 PM
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gerryann gerryann is offline
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Originally Posted by jamarcus View Post
First, I received the booklet from AARP United with the changes in benefits for 2014. I was not happy to see that the copay for the specialists had increased, the silver sneakers program had been discontinued and, perhaps more importantly, the copay for out patient surgery goes from $250 to 20% of the costs; this one could be expensive. A day or so later I receive a letter stating that a specialist that I use had been removed from the provider list and I need to find a replacement. This is, in my opinion, a brazen attempt by United to force its members to utilize The Villages Health Care System. In fact, I do currently use the system and I am happy with my primary care physician. However, my specialist is far more important to the quality of my health than the primary physician I am using. To that end, I investigated Humana PPO and found that it is far superior to United Heath. The only disadvantage they have is that they have a $10 copay for the primary physician. However, they have a lower specialist copay, they have silver sneakers, a dental benefit, a vision benefit and a $250 flat copay for outpatient surgery. To me the decision was easy...I switched today to Humana and will find a new primary. This is my only form of protest and I took it.
Re check the new rates for 2014. UHC will also be charging $10 for your PCP.