[2BNTV]

I am still reviewing this HMO policy as it seems much cheaper than the PPO I presently have.

I don't believe the salesman when he says it has the same amount of doctors as a PPO as one doctor was not in the plan. He said any provider directory is useless as it goes out of style in a month. I would be sure to check if all prescriptions one is presently taking is covered under this HMO plan.

The UHC PPO plan is raising all the fees for specialists and the maximum out of pocket costs. I still think these type of plans are made for healthy people as opposed to someone who has a chronic condition.

Hmmmmmmmmm..........