Quote:
Originally Posted by gerryann
I believe you are incorrect. HMO requires referral. PPO does not require referral, except for a few exceptions and procedures.
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2014 United Healthcare The Villages Medicare Complete HMO
Page 4
Monthly premium. $0
Primary Care Physician $0 copay
Specialist $30 Copay NO REFERRAL NEEDED
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Chicago, Cary, and Champaign, IL
Winchester, IN
Lancaster, OH
Tampa, FL
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