Hard to guess what caused the accident? maybe had heart attack? I don't consider not paying attention an accident! it's drivers attention Fault (could be site seeing, texting, answering phone, lighting cig., reaching for map or drink, to putting on makeup if wasn't doing all these things most likely wouldn't of hit something)
I think maybe the curb is the problem in areas where cart can reach full speed?. If there has to be curbs on the trail then they shouldn't be so high or angled so it flips carts or high enough to make the cart bounce off them. The next question I have is why curbs anyway? I also agree 20MPH in most areas too fast for carts approaching curves, tunnels and intersections (most drivers know to slow down, but few think they are Speed racers trying to make their tee times). But, speed limit could be 15 MPH and some people will still run into things.
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