Quote:
Originally Posted by ilovetv
What really sucks is having to pay your entire medical bill yourself.....every last dollar of it. All of us "spread our risk around" and dilute it in an insurance risk-sharing pool, whether it's medicare or private insurance or the two combined.
I realize in the case you're describing that a technicality or fine print with the deductible in certain situations left you with a $1000 bill when you'd met your deductibles, and those technicalities do stink. But for the most part, I think many people are so focused on demanding 1st-dollar coverage that they overlook the big claims the insurer (and the taxpayer) does pay on the insured's behalf.
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Right on. Paying $1,000 out of a $22,000 bill seems pretty fair to me. I know my deductible is a lot higher than that and of course I have to pay out of my own pocket for insurance coverage to the tune of $10,000+ per year.