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Originally Posted by aln
We signed up my wife. I have a UHC group plan from my previous employer which covers about the same.
From what I can tell it's pretty 'boiler plate' stuff. The only thing is, HMO's are a bit more restrictive on doctors than PPO's. I also haven't looked at the drug formulary but my wife is very healthy, takes no drugs, so not an issue today and keep in mind you only sign up for this stuff for 1 year.
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This one acts like a PPO except that you can't go out of network. I am signing up and I have a heart condition and diabetes. Because of the 4500 out of pocket, chronic conditions are covered. I take 12 medications, but only 600 a year on this plan. I currently pay over 1500 on my employers plan, I have had good customer service from UHC, so when I retire in December, I'm going to try this one. The supplement I wanted is 2700 a year, that's just a little too much for the budget!
Any UHC doctor in Florida is someone you can go too. If they say they don't take the plan, have them call UHC and they will find you are covered.