I currently live in Palm Beach County where sinkholes are relatively unheard of. However we are giving serious consideration to moving to TV in the very near future and sinkholes are a serious consideration for us because insurance coverage is practically non existent any longer and if you can get it at all the copay deductibles are out of sight and getting worse. Yes you will be covered under Florida law for what is considered catastrophic ground collapse but that requires that the house be declared unlivable and condemned as a result and I believe that the deductibles still apply.
If you want to know more there is a lot of information available if you go to - myflorida.gov - where you will find numerous articles as well as sinkhole maps of Florida by county. There is also a listing of the 10 worst counties in the state for sinkholes, of the counties covered by TV only Sumter is not in the top ten, and advice as to how to at least try to minimize your susceptibility to them one suggestion is that the farther your house is from any kind of water feature the less the risk but personally I wouldn't count on that to much.
Everything in life is pretty much of a gamble unfortunately sinkholes is just one more and we all have to weigh the odds of whether the risk is outweighed by the lifestyle. Personally I am not any kind of a gambler but the more I learn about TV lifestyle the more I am convinced to give it a shot.
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