Yorio: Paraphrasing your comment----"Company benefits (especially health insurance) promised Retirees is going out the window.". Actually this process started several years ago. Private Companies and Governments across America could not sustain over the long haul the benefits they promised their employees. It was just too costly.
Unfortunately, many in our age group are affected by the loss of these benefits. Like, in the past, those of our generation must just "suck it up". And we will.
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Most people are as happy as they make up their mind to be. Abraham Lincoln
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