Quote:
Originally Posted by ijusluvit
I had just signed up for a Medicare Advantage plan last year when I was diagnosed with pancreatic cancer. So during 2013 I have been forced to pay the 20% coinsurance costs of Part B chemo drugs, etc, up to the out-of pocket ceiling of $5000. I am choosing to change my policy to the AARP UHC Plan F for next year, since the total annual premium costs are about $2300. Obviously that is better than paying $5000 for an Advantage plan. One of the benefits of the Affordable Care Act is that you can get any Advantage plan regardless of pre-existing conditions. However, you cannot get a Medigap or supplemental plan at the low advertised prices with pre-existing conditions unless you are a resident of several states. Those include New York and Connecticut. My NY residency gives me the full range of choices. The only time folks with pre-existing conditions from other states, including Florida, can get guaranteed admission to a Medigap plan is in the first six months after their 65th birthday, their first six months of Medicare registration.
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[COLOR="Blue"]The information you gave was wonderful and first I hope you are doing well and are comfortable with the choices you have with medical treatment.
I know a few people with AARP Plan F..you are correct..it is a good one.
What I don't know is what is the monthly premium on this..if there is one? Do you feel it gives you more leaway to 'choice'.
Thank you and God Bless!!