[JohnZ]

Did The Villlages Regional Hospital (TVRH) provide you a reason for non-acceptance? Have you talked to your insurance company? Most reputable insurance companies do not like to have their coverage rejected because they know that such things will kill their business quickly. Hospitals need your business too. It's not only the medical institutions that are involved in in the issue you cite. In a third-party payor system, well-run insurance companies negotiate with the medical facilities. If TVRH rejected your insurance, there must be a very good reason. Hospitals can write-off only so much bad debt just as they can only accept so many medicare patients. The balance of their income comes from third-party payors who pay full-price. It's business and hospitals that don't think this way....go out of business. I saw this happen to a 700 bed teaching facility where I did an internship. A 125 year old hospital....gone.