Talk of The Villages Florida - View Single Post - Bond
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Old 11-04-2013, 12:50 PM
CraigC CraigC is offline
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Quote:
Originally Posted by Paul B View Post
I will be selling my home up north soon. Is it smart or not to pay off the bond on our Villages home? Half had said no and half have said yes. Thanks
Paul,

Like others said, there is no real answer, but my thought on this is the following. The interest rate on my bond is a little over 6%. There is no way that I can reliably get that kind of return in the current economy, so keeping the bond will cost me vs paying it off. On the other hand, if we paid it off and don't stay in the house long term we will lose even more money. I decided to give it one to two years before we pay it, just to make certain that we are happy in our home.