[villages07]

I've only been here just short of a year. Received my homeowners renewal today from Travelers of Florida (through Villages Insurance). Premium has increased 50% (from 1,000 a year to over 1,500). I'm close to the tornado swath but had no damage or claim history. They state they are anticipating another bad hurricane year and are jacking up premiums to pay for future claims (hmmmmm.....).

Coverage: house 295K; 2% hurricane deductible; 1,000 other deductibles; otherwise nothing special.

I expect this thread will generate some animated discussion. What kind of increases have others seen recently? Have you shopped around before renewing? Does Villages Insurance use a bait and switch...get you in the first year with "reasonable" premiums only to jack them up dramatically the second year? Any other insights?

Thanks.