[bamafan]

My wife and I are planning on buying in the villages in the next month. We were concerned about insurance so I called the Villages Insurance and spoke with a nice lady in the office. I told her we were looking at buying a Gardenia around 300k. She said insured for @250K with a 2% deduct for a named storm (hurricane) would run around $900 to 950.00 this would also cover a golf cart. If we went with a hurricane deduct of $500 instead of 2% add around $100. In talking to Citizens First Mortgage their good faith estimate for insurance on a 300K home is @ $80.00 per month. All of this is no where near the $1500 I told the lady at the insurance office that I had heard horror stories. She said not to worry. $1500 is real high, of course Travelers insurance in my book has always been high. I think I would shop around