[JohnZ]

I've had USAA insurance (homes and autos) for a long time and they've always been terrific and I highly recommend them :bigthumbsup:. We did not see a rate increase due to the storms in FL. However, we did receive a communication that USAA will not insure 2nd or vacation homes in FL. They will only insure your primary residence. USAA insures those on active duty in the armed services, veterans and their immediate family members. Definitely worth looking into if your a vet. An annual premium of $1500 is way high. Sounds like Travelers is intentially pricing themselves out of the Florida market. My guess is that Travelers took a big hit the last few years and they don't want a deja vu experience BUT don't want the bad publicity of terminaing policies.