Quote:
Originally Posted by Bill.Florida
A Medicare Supplement Plan G or N are great alternatives to a Medicare Advantage/HMO/PPO.
No network. Can go to any doctor or hospital in any state that you want. The benefits can't change from year to year like on a Medicare Advantage. Max out of pocket costs are way less. No referrals needed. You budget for a monthly premium and don't have to worry about surprises later.
Working with an independent agent is the best way to go if you want unbiased advice on carriers and plans. Plus having a contact to manage it going forward.
Bill
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But what is the Cost..thats the key. Many of us need a 'package'..many of the supplements are high cost..PLUS you have to pay the Part B of Medicare.