[PJ]

Yikes! I got a letter from The Villages Insurance Agency informing me that my homeowner's policy is being "non-renewed"! Apparently the company is reducing their "exposure", as they have an over-concentration of exposure in my area (The Villages). They stated that they will prepare some quotes for me before my policy expires. I've had this policy (and lived here) for only 1.5 yrs, and I have never made a claim, and always pay on time, so I guess it isn't personal! But still a shock! I hope it doesn't happen to you all!!!

I guess if I were in the insurance business I would want to calculate and manage risk, so I guess they are trying to do that. When I first purchased my house, I tried to get estimates from several nationwide insurance companies that I had used previously, but none of them were insuring in FL at the time, because of hurricane risk. In fact, my closing date had to be postponed because it happened to be scheduled during a named storm, and there was an insurance policy moratorium for 48 (I think) hours. I was reluctant to go with TV insurance but went ahead as I didn't see too many options. They seem pleasant most every time I've spoken with them, but I don't know how they are when you have a claim.

BTW my policy is/was with First Floridian.