Re: Thinking of Moving to Villages
Amenity fees covers pools, rec centers, executive golf;
Your monthly expenses will include water (potable and irrigation), trash services, electricity, probably gas, lawn and pest services (unless you do these yourself), phone, cable, internet, insurance, property taxes.
Depending on what (new or used) and where you buy.... there is the Bond. It is paid in two parts.... the part assigned to your house when it was built (covers building of infrastructure like roads, sidewalks, lighting, curbs, sewers, etc). This is repaid over 30 years at approx 6-7% per year and shows up on your property tax bill. You also have the option to pay it off in full.
There is also an annual maintenance fee for this infrastructure...also appears on your property tax bill. Depending on where you live this could be 200-600 per year.
Lots of "little" bills but overall I feel the cost of living is better than most NE states. This is an overgeneralized average, but, I figure it costs me about $1,000/month to live here (outside of mortgage expenses and personal expenses like food/clothing/entertainment). Hope this helps.
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Maryland (DC Suburbs) - first 51 years 
The Villages - next 51 years
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