Think you explained it very well. But to reiterate what you said -- don't buy with Kohl's cash if you think the recipient will want cash back rather than another item from Kohl's.
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Army/embassy brat - traveled too much to mention
Moved here from SF Bay Area (East Bay)
"There are only two ways to live your life: One is as though nothing is a miracle; the other is as though everything is a miracle." Albert Einstein
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