[TrudyM]

Originally Posted by l2ridehd

You really need to freeze all three credit reporting agencies. Experian, Trans Union and Equifax. This is free if over 65. It causes very little problems. If for any reason I need my credit checked by a bank or something, I just ask which of the three agencies do you use and unfreeze just that one. Except Experian. I will never unfreeze that one for any reason. Don't want to give them any business. If you go online to get your free annual credit report, two are very easy and straight forward, but Experian always gives you problems and tries to sell you something to get it. Part of their marketing plan. So they will never get any business from my account. It will remain frozen forever. If someone says the use them, I tell them to pick another one and I tell them why. If they can't or wont, I go elsewhere.

Ok I have usually agreed with your advice on this forum so I guess I will have to figure out how to freeze my credit reports. The info should be online somewhere.

And I think Experian is terrible, any time we have moved and bought a new home Experian has had our info all wrong they keep adding our son's credit items into our account even though his first name is different and he is in his 30's, luckily he pays his bills on time.