I would give my money ot Creative Planning. They were rated #1 in the country independent Investors. Low cost, low risk.
Go to Youtube and watch Peter Mallouk, the CEO talk about investment strategy.
Their overall theory is that the market will go down and then up and then down and then up. No way to really time the market.
Their fees are low... I have my money with Ameritrade, Creative just does my investing for me. My time is worth something andI would not operate on myself when I can pay a doctor to do it professionally. Only my opinion
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