I work with a paid advisor (Amerprise), and am looking at in excess of 20% gain this year. My advisor has done a wonderful job over the later 7-8 years, to the point that when the market crashed (40% losses typical), mine were much less, and I have made all of that back.
Bottom line find an advisor that you can deal with, tell him you goals and what you are comfortable with in terms of risk, and listen to what he says. I would stick with a larger firm.
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