is this your first renewal....second year?
A usual game they all play to some degree is get you signed up (bait) then at rrenewal time, switch.
Go shopping and there is no doubt you WILL find a better rate.
There is no such thing as loyalty in the insurance game anymore.
After almost 60 years with State Farm and they screwed around with rates here until I finally dumped them. They hit me with 50% increases.
Now it is the cheapest bidder with a triple a rating.
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