Our recent H.O. renewal premium was actually
lower than it was a year ago - went down around 4%. However, the increase from 2012 to 2013 was a bit over 16%.
All deductibles have remained the same except for sinkhole - went from a $1k deductible for 2012 to 10% of dwelling value beginning in 2013. Value of the dwelling increased by only $1k from one year to the next. Might need to have that reevaluated for insurance purposes!
Bill
