A few of the Medicare replacement plans pay the vendor (MD) exactly what traditional Medicare pays. However, most pay a greatly reduced payment. As low as 70% of what traditional Medicare pays for the same service. That is why many of the Medicare advantage plans are not accepted by MD's and specialists that are in great demand. When picking a Medicare replacement plan or advantage plan it is important to know how they pay the health care providers if you want access to the most in demand providers, specialists and treatments.
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