[Barefoot]

Originally Posted by getdul981

Pet insurance is like Life Insurance. You never need it until it's too late. We have had 4 dogs. The first one had many health issues and we did not have insurance, so we had to pay out of pocket. The second one had to have back surgery and we paid out of pocket. She didn't have many problems until she developed a blood disorder and we had to have her put down at age 8. THEN....we got the 2 girls we have now. Decided not to get the insurance. They both have had seizures and take medication for that. One has had a lung problem for about 10 years and takes medication for that. She has had to make several trips to the emergency vet, and that isn't cheap. They both have had calcium deposits develop on their eyes and they both have been to the Vetinarian Opthamologist and get drops twice a day for that. I don't know how much of this the pet insurance would cover, but their medications cost us around $100 per month and that's not counting any Vet visits or other incidentals.

I do know that the younger your pet is when you start coverage, the cheaper it is. Our girls are 15 now and act like they are puppies when they are feeling good, which is most of the time.

I wish every dog could have a caring owner like you.