In your case (only my opinion), select the S&P 500 index fund (SPY) through your cash brokerage account. Income average-in $2000 per month over the next 5 months. This way you're buying shares at the same time monthly for the best price your money can buy. Remember, these are the best 500 companies in the world. Buying them under SPY should only cost you $7 per purchase; if your in good standing with Vanguard.
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